How do you know who to trust?
All NEB members must successfully pass annual, seven-year background checks for criminal, civil, and
business violations*. They also must hold at least one of the following financial services license types: Securities, Insurance, Real
Estate, Mortgage, or Accounting. Here is an overview of the checks that we perform on all NEB members. Criminal Background Check –
7 Year
Nationwide skip-trace provided by Acxiom Information Security Services, a world leader in security information technology. This checks for any pending or confirmed felonies or disqualifying misdemeanors.
Nationwide skip-trace provided by Acxiom Information Security Services, a world leader in security information technology. This checks for any pending or confirmed felonies or disqualifying misdemeanors.
Civil Background Check – 7 Year
Nationwide investigation provided by TransUnion, a global leader in information technology. This checks the civil courts for any pending or confirmed disqualifying violations that have resulted in a judgment, fine, or award.
Nationwide investigation provided by TransUnion, a global leader in information technology. This checks the civil courts for any pending or confirmed disqualifying violations that have resulted in a judgment, fine, or award.
Professional License Check – 7 Year
NEB verifies the existence of one or more recognized state or federal regulated licenses to offer financial services. This may include securities, insurance, mortgage, real estate, accounting, or other financial-services professional license.
NEB verifies the existence of one or more recognized state or federal regulated licenses to offer financial services. This may include securities, insurance, mortgage, real estate, accounting, or other financial-services professional license.
SEC (Securities and Exchange Commission) – 7 Year
NEB performs a monthly cross-check for any disqualifying violations that result from SEC disclosure of any Administrative Law Judge initial decisions and orders, administrative proceedings, reports of investigations, and litigation releases.
NEB performs a monthly cross-check for any disqualifying violations that result from SEC disclosure of any Administrative Law Judge initial decisions and orders, administrative proceedings, reports of investigations, and litigation releases.
Bankruptcy Check – 7 Year
NEB utilizes TransUnion to conduct a comprehensive credit check. This check verifies that, effective June 1, 2007, NEB applicants have not declared bankruptcy in the prior seven years.
NEB utilizes TransUnion to conduct a comprehensive credit check. This check verifies that, effective June 1, 2007, NEB applicants have not declared bankruptcy in the prior seven years.
Department of Insurance – 7 Year
NEB checks each resident and non-resident insurance license listed by applicants. This check verifies with state insurance departments that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with continuing education requirements.
NEB checks each resident and non-resident insurance license listed by applicants. This check verifies with state insurance departments that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with continuing education requirements.
FINRA (Financial Industry Regulatory Authority, formerly
NASD) – 7 Year
NEB reviews all CRD disclosure reports to uncover any disqualifying violations for both active and inactive licenses.
NEB reviews all CRD disclosure reports to uncover any disqualifying violations for both active and inactive licenses.
State
Securities Administrators – 7 Year
NEB checks with each state securities division to uncover any ongoing investigations or disqualifying violations in addition to those discovered by other regulatory agencies.
State Departments of Real Estate
NEB checks with state departments of real estate to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
NEB checks with each state securities division to uncover any ongoing investigations or disqualifying violations in addition to those discovered by other regulatory agencies.
State Departments of Real Estate
NEB checks with state departments of real estate to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
State Mortgage License Regulators
NEB checks with state mortgage license regulators to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
NEB checks with state mortgage license regulators to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
State Association of Realtors
NEB checks with state associations of realtors to verify that applicants have no disqualifying violations.
NEB checks with state associations of realtors to verify that applicants have no disqualifying violations.
National Association of Realtors
NEB checks with the National Association of Realtors to verify that applicants have no disqualifying violations.
NEB checks with the National Association of Realtors to verify that applicants have no disqualifying violations.
State Accounting Department
NEB checks with state accounting departments to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
NEB checks with state accounting departments to verify that all licenses are up to date, that applicants have no disqualifying violations, and that they have stayed current with any continuing education requirements.
*NEB determines that a “disqualifying violation” occurs when a state or federal agency has found that an advisor is guilty of conduct against public trust, which may include, but is not limited to, theft, forgery, fraud, false statements, misappropriation, embezzlement, deceit, or other prohibited, illegal, or criminal sales practice.
About Us
William Czerkies Jr
William Czerkies is the President and founder of CAPITAL SECURITY COMPANY established in the year 2000, and has worked extensively as a financial analyst for hundreds of individuals and dozens of multi-million dollar businesses. He also holds State regulated licenses to offer life and health insurance in Michigan, Ohio and North Carolina and holds a real estate salespersons license in Michigan. The consulting services he offers focuses on safe, guaranteed and proven strategies to accomplish planning goals.
William studied Business Management and Sales Management at Davenport College in Kalamazoo, Mi. where he completed the Job Training Partnership Act program in 1991 and maintains a discipline of continuing education and self-study.
William is an approved member of the National Ethics Bureau (NEB) an independent organization of insurance and financial advisors
who have maintained an exemplary record of business ethics.
William Czerkies, Member
For Important Financial Safety Updates and Latest Solutions
Capital Security Company focuses on helping clients preserve assets by protecting them from unnecessary market risk, utilizing tax
code provisions while maximizing earning potential with minimum guarantees. We bring a "Team-Concept" to your planning needs
with our network of CPA's, attorneys, insurance and financial professionals. We bring together the right team of professionals
needed for your situation to facilitate achieving your business, retirement and legacy goals.
